Meet the Team
With over 39 years of combined experience, Cathy Stevens and Todd Colter are your trusted experts in Toronto real estate. They bring a wealth of local knowledge, market insight, and a personalized approach to every transaction. Whether you're buying, selling, or investing, their dedication to client satisfaction sets them apart. Let their expertise guide you through every step of your real estate journey.
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Realtor
Born and raised in Montreal, Cathy travelled after graduating from Western University, spending time in beautiful Jasper, Alberta, and Whistler, BC, before eventually settling in Toronto. Since 2005, she has been a trusted real estate professional, helping families across the Greater Toronto Area buy and sell homes, condos, and investment properties.
With a passion for assisting clients at every stage of their real estate journey, Cathy excels in guiding first-time buyers, families finding their forever homes, and seniors transitioning to retirement residences. She provides exceptional service from the first meeting to closing day and beyond.
A resident of Lawrence Park in mid-town Toronto for over 25 years, Cathy and her husband have raised three children and their dog, Blu, in the community. Cathy enjoys pickleball, skiing, travelling, and spending time with her family in her spare time.
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Realtor
Having been a licensed realtor since 2006 Todd brings a deep history of residential, real estate development, and property management experience to each project. As a previous Director of Operations and Listings Manager for a medium-sized real estate team, Todd oversaw approximately 50 to 65 listings and buyer clients per year.
Todd is a graduate of OCADU in Environmental Design. His passion for residential design, the built environment, housing issues, and urban planning have proved invaluable to his clients. From an early age, Todd worked alongside his father, building and finishing homes and reading endless volumes of residential floor plans.
Seller Services
Staging
Our stylists will make your home look its most attractive by setting up furniture, renting artwork, and providing fresh flowers for picture and listing days so potential buyers get the best impression of your property.
Digital
Over 90% of buyers start their search online, so we leverage our extensive knowledge to target the right audience online through Facebook, LinkedIn, Instagram, Twitter, YouTube, and Google Ads, as well as by sending your listing to our extensive mailing list, our database of agents, and our media contacts.
We create and print high-quality feature sheet booklet and direct marketing flyers for all of our listings so that more people see your property and potential buyers can be reminded of all the great aspects of your home as they shop around and compare.
Photography
Professional photography can make the difference between engaged, enthusiastic buyers and outright dismissal of your property as a waste of time. To maximize the appeal of your home, we bring in our highly coveted professional photography partner to create beautiful shots for online and print advertisements.
Buyer Services
Preparing
The market and the industry change quickly. We will prepare you with a thorough explanation of the process of purchasing. We will work with you to ensure you have everything you need, when you need it, to make each decision in the process with confidence.
The Hunt / Search
This is the high-profile part of the industry. Looking at homes and condos usually exciting, but it can be overwhelming. We will guide you through this process, ensuring it is efficient and successful.
Negotiations
Our decades of negotiating agreements will help you achieve the best results for your financial future. When the process gets heated and emotional, we are the skilled professionals who will protect you.
Closing Day
Once an agreement is reached there are many things to prepare and navigate. We’ll take care of everything to make sure you are protected and organized.
FAQs
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In most provinces, the buyer is responsible for paying land transfer tax to the provincial government upon closing a property purchase. The City of Toronto also levies an additional Land Transfer Tax. These taxes must be paid in full at the time of closing and should be factored into your total closing costs when budgeting for a home.
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These costs can vary significantly from client to client, but they typically encompass several essential components:
Down Payment
Land Transfer Tax
Legal Fees and Disbursements ($2000+)
Home Inspection varies on size of properties ($750+)
Title/Mortgage Insurance
Moving Costs ($3000+)
Utility Connection Fees (approximately $250+)
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These costs can vary from client to client but will generally include:
Commission Fees
Typically a percentage of the sale price, commission fees vary based on the agent and market conditions.
Down Payment
This represents a significant upfront payment, usually a portion of the purchase price. The size of the down payment can affect your mortgage options and overall financial commitment.
Land Transfer Tax
A government levy that applies when property changes ownership, this tax is often calculated based on the purchase price of the property.
Staging / Repairs
Sellers may recoup these staging and repair costs through a quicker sale and possibly higher selling price.
Legal Fees
These fees are required during the property transaction, including title searches, contract preparation, and other necessary legal services.
Moving Fees
This will depend on the size and. complexity of your move. We have a list of movers whom our clients have had good experiences with that we will recommend.
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Accredited Senior Agent (ASA)
At Stevens | Colter Real Estate, we understand that the journey of homeownership can evolve, particularly for mature adults and seniors. Our Accredited Senior Agents (ASA) offer specialized real estate services tailored to meet the unique needs of this demographic.
Whether you are considering downsizing, right-sizing, or facing the reality that aging in place may no longer be the ideal option, we stand ready to assist you. Our mission is to ensure that your transition is as seamless and stress-free as possible.
From selling your current home to finding a new residence that better suits your lifestyle, we provide comprehensive support throughout the process. Our experienced team will guide you every step of the way, prioritizing your comfort and peace of mind. You deserve a smooth experience as you embark on this new chapter in your life. Let us navigate these changes with you.
Luxury
As members of the Global Property Specialists at Keller Williams, we are proud to offer unparalleled worldwide exposure for our listings. Our affiliation with Keller Williams Luxury, renowned as The House of Excellence, equips us with exclusive tools and resources designed specifically for the elite market.
With a robust network of over 14,000 dedicated professionals, each certified by the Institute for Luxury Home Marketing, we have cultivated an environment where upper-tier properties receive the attention they deserve. The Luxury Community not only enhances our marketing capabilities but also ensures that our clients’ homes are positioned prominently in front of qualified buyers.
Engaging with us means embracing a wealth of connections that can elevate your property in the competitive luxury market. Let us partner with you and leverage our resources to ensure your home stands out in a crowded field.
Global Reach
Keller Williams Realty is the world's largest real estate sales force with over 190,000+ realtors in more than 55+ countries across the world. Wherever you need to go, we can get you there KWWorldwide.com
Contact
A Luxury International MemberKeller Williams Portfolio Realty Brokerage
Independently Owned and Operated
3284 Yonge St Main
Toronto M4N 2L6
416—864-3888
©2025 Stevens|Colter Real EstateCATHY STEVENS
cathy@stevenscolter.com
416-845-0545
TODD COLTER
todd@stevenscolter.com
416-458-7180